Royal London adds benefits to menu income protection

Includes fracture cover

clock • 2 min read

Royal London has made changes to its income protection proposition including fracture cover, hospitalisation payment and an additional payment on death.

Under 'Fracture Cover', policyholders could receive up to £4,000 per claim with a maximum of two claims accepted in each 12-month period. Multiple fractures are covered up to the £4,000 claim limit. In addition, the hospitalisation payment provides £100 per night if more than six consecutive nights are spent in hospital during the deferred period including connected claims, up to a maximum of 90 nights during the term. Other features include additional payment on death - where a payment equivalent to 12 months' premiums will be made if death occurs during the policy term. The insur...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Protection

Where next for protection underwriting and customer service?

Where next for protection underwriting and customer service?

Vital that clients are kept informed

Naomi Greatorex
clock 25 March 2026 • 3 min read
What the protection market study findings mean for advisers

What the protection market study findings mean for advisers

'There are some issues the FCA would like to tackle'

Sandy McGregor
clock 17 March 2026 • 5 min read
Why the FCA protection consultation isn't just a relief, it's a rallying call

Why the FCA protection consultation isn't just a relief, it's a rallying call

'Together, we can build the next chapter of protection'

Paul Yates
clock 05 March 2026 • 5 min read