Over 55s ready to work beyond 65 to 'stay mentally fit' - CIPD

Majority of employers 'underprepared'

Hannah Godfrey
clock • 2 min read

Over 55s are braced to work past retirement age in order to remain mentally fit but the majority have doubts their employer is doing enough to support them, according to new research.

HR association the The Chartered Institute of Personnel and Development (CIPD) found almost half (49%) of over 55s thought they would have to continue working past 65 in order to afford retirement. Yet a mere quarter (25%) of employees thought their employer was prepared to meet the needs of workers aged 65 and over. CIPD surveyed more than 1,600 employees, and found the average age they expected to retire at was 70. Looking at workers of all ages, more than a third (37%) thought they would have to work past the widely-accepted retirement age of 65. For about a third (32%) of wo...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Retirement

Watch PA's Working Lunch with L&G: Navigating the new landscape of retirement solutions

Watch PA's Working Lunch with L&G: Navigating the new landscape of retirement solutions

Catch up on the discussion

Professional Adviser
clock 09 April 2026 • 1 min read
The changing nature of retirement planning

The changing nature of retirement planning

Retirement planning conversations must 'evolve'

Lorna Shah
clock 02 April 2026 • 4 min read
The advice dividend in an age of retirement uncertainty

The advice dividend in an age of retirement uncertainty

The UK pensions landscape has become progressively more complicated in recent decades

Andrew Tully
clock 17 February 2026 • 4 min read