HMRC ditches cheques for online tax refunds

Rather than going to the bank or waiting weeks to receive a cheque, Personal Tax Account users will be able to have overpaid tax returned directly to their bank account from HMRC. The Personal Tax Account allows customers to see how their tax is calculated, check their expected level of their state pension, update personal details, see tax credits payments and has other useful features. "This service puts customers in control of their tax affairs," said HMRC director general of customer service Ruth Owen. "They can claim at a time that suits them, from a device of their choice, secure...