How to buy the right critical illness cover

clock

Overlooking one small detail on your critical insurance policy could seriously impact your claim later on.

Buying critical illness cover can be a minefield. We offer seven tips to make the process easier. • Don't just go for the cheapest plan - in most cases you will get what you pay for. Comparison sites may offer you a so-called 'best buy' table but they will rarely show you the 'best for you' option. The cheapest plan on the table will most often be the policy stripped down to the essentials, which is why it is so cheap. While this may be right for you, in most instances just a few pounds more will get you a whole host of other benefits that will save you money in the long run. • ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Protection

'Surely we're capable enough of doing it ourselves': Industry says protection should be in-house

'Surely we're capable enough of doing it ourselves': Industry says protection should be in-house

Majority believe IFAs and wealth managers should not outsource, PA Asks finds

Isabel Baxter
clock 13 May 2025 • 3 min read
Five things to know when assessing critical illness policies

Five things to know when assessing critical illness policies

Five critical illness factors to consider

Alan Lakey
clock 12 May 2025 • 4 min read
Finding cover for clients with health conditions poses challenge for advisers

Finding cover for clients with health conditions poses challenge for advisers

The Exeter research findings

Jaskeet Briah
clock 12 May 2025 • 1 min read