How to buy the right critical illness cover

clock

Overlooking one small detail on your critical insurance policy could seriously impact your claim later on.

Buying critical illness cover can be a minefield. We offer seven tips to make the process easier. • Don't just go for the cheapest plan - in most cases you will get what you pay for. Comparison sites may offer you a so-called 'best buy' table but they will rarely show you the 'best for you' option. The cheapest plan on the table will most often be the policy stripped down to the essentials, which is why it is so cheap. While this may be right for you, in most instances just a few pounds more will get you a whole host of other benefits that will save you money in the long run. • ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Protection

Life insurance: Complexity vs cost and the confidence gap

Life insurance: Complexity vs cost and the confidence gap

Complexity and uncertainty create frustration for consumers and operational drag for advisers

Kevin Carr
clock 30 April 2026 • 4 min read
Holloway Friendly and Wiltshire Friendly to merge

Holloway Friendly and Wiltshire Friendly to merge

No job losses anticipated

Jaskeet Briah
clock 20 April 2026 • 2 min read
Protection advisers under 30 report worries about AI use in claims

Protection advisers under 30 report worries about AI use in claims

More concerned about AI used in claims than underwriting

Jaskeet Briah
clock 30 March 2026 • 2 min read