Mortgage demand will rise when inflation drops in 2012 - Bean

As household incomes become less squeezed, that will help those saving for a deposit or hoping to move further up the housing ladder, he said. The transition from a mortgage market with generous loan-to-value and loan-to-income ratios, to a more sustainable, less risky "equilibrium" continues, he said. On the projected decrease in inflation, Bean said: "As well as supporting consumer spending, it should also help support mortgage demand. That would, no doubt, be a most welcome development to you, as well as to the households themselves. Bean also floated the idea of a cash voucher ...