Strict IP underwriting pays off at dg Mutual

The provider, a specialist in self-employed professional cases, said the high rates are due to checking all applications thoroughly and conducting thorough medical checks at the outset. Last year, over 50% of all Income Protection insurance claims were paid within one week, with 90% turned around within two weeks. The mutual's CEO, David Thompson, CEO of dg Mutual, "There are many stories about Income Protection insurance payouts taking a long time to settle which is not what we want for our members. "We carry out all our medical checks at the outset which ultimately makes it a far...