Bupa raises protection medical underwriting limits

The new limits vary by age and medical examination required. Younger age groups (those under 30) will only need to provide a GP report (GPR) when applying for cover in excess of £600,000, while the limits required for an exercise ECG to be requested have been increased. For example, for a 31-35 year-old the limit has increased from £2,000,000 to £5,000,000. And microscopic urinalysis evidence (MSU) is no longer required when underwriting life and critical illness policies. This would mean, for example, that someone aged between 31 and 35 who applies for £500,000 of critical illn...