Half advisers' clients vulnerable to 40% IHT hit

According to a Skandia survey of 750 advisers, 80% say half their client base have not made appropriate plans. "It's a serious concern so many clients are not putting sufficient plans in place to protect themselves from a potential IHT charge," Skandia protection marketing Ian Brown says. Planning for IHT is likely to be a key focus for advisers, with 50% of those questioned saying at least a quarter of their clients have assets exceeding the current £325,000 nil rate band. For clients that have sufficient IHT planning in place, the advisers in the survey reported making lifetime g...