Wrap choice about more than just tax - IFAs

The study also found 98% of the 707 Sesame advisers surveyed believe the features and benefits of investment wrappers are equally or more important than the tax treatment. Findings from the adviser firm also reveal, contrary to some commentators’ predictions, that the current CGT regime has not led to the demise of the investment bond. Almost three quarters of Sesame advisers surveyed use both life assurance bonds and collectives as part of their long-term investment planning toolkit. Of those who favour one type of tax wrapper, 12% use purely bonds, while 14% solely use collectives. ...