Factory-gate 'probable' after RDR

The life provider says while the remuneration method raises some eyebrows across the industry, IFAs shouldn’t be concerned about its effects on their businesses. Winterthur offers advisers a version of factory-gate - its Flexible Adviser Remuneration (FAR) – which it says has been welcomed by some. Factory-gate pricing professes to improve transparency between the adviser and consumer as any advice charges are explicitly agreed between them. But, again, the concept seems to stand against commission, suggesting itself immune to provider bias. It is not overwhelmingly popular. But Dav...