Once in a lifetime underwriting

Legal & General has unveiled a premier underwriting service for group income protection (IP). For group IP schemes with over 50 members the ONEderwriting service will underwrite clients once, and then never again - even when their salary changes. This includes future increases up to the maximum benefit of £300,000, where the member's cover is subject to a loading, or where the insured basis is changed at a future date for all members. Tele-interviews are now offered for all of the policy scheme members and visits to the doctor have been replaced with company medicals or medical examinatio...