An audience with... Mike Morrison

Since the Coalition Government came to power we have seen a huge increase in the rate of pension reform. How do you feel this pension reform has been developing over recent months? I am surprised so much progress has been made in such a short time. I must admit for the first time in a number of years I am starting to feel we are getting some proper legislation, bearing in mind the economic climate we are in, that hopefully will make pensions a bit simpler but also means there is still some incentive for people to save for a pension.  Where do you think the potential difficulties are...