'There's a national business waiting to get out': Tom Ham launches Edinburgh-based adviser firm

Advisers who open their own advice businesses may do so for various reasons, but Ham (pictured) approached a stage in his life where he was considering what impact he wants to leave behind. "I've flirted with the idea for a while," he tells PA. "Post-RDR I was a self-employed adviser in a network in Dundee and it was the most ill-advised career move of my life. It did not work." This reflection got Ham thinking and, due to separate family circumstances, Ham and his wife found themselves asking what they also wanted for their future. The idea of launching his own firm was born. Howe...