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Adrian Boulding: Annuity/drawdown mix makes retirement gold blend

Blending income options gives better control

Adrian Boulding: "A gradually shifting combination of annuity and drawdown provides a valuable de-risking service to the client."
Adrian Boulding: "A gradually shifting combination of annuity and drawdown provides a valuable de-risking service to the client."
  • Adrian Boulding
  • 29 August 2018
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It's time for advisers to look more seriously at blending drawdown and annuity income as retirement needs change and income guarantee requirements compete with the desire for exposure to higher growth asset classes, writes Adrian Boulding

One of the major impacts of pension freedoms over the last three and a half years is the increasing percentage of people moving into retirement who have elected to use an income drawdown policy as their...

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More on Income

Adrian Boulding: "Not only is an annuity good value in its own right, but it also improves the overall value of the assets you blend it with."
Adrian Boulding: Go against the pack and consider an annuity

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'Act or be compelled to act'

  • Income
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Steve Hunter: "Reducing one's income levels on a longer-term basis may not be the fairytale outcome we would most like in retirement, but it has become a major consideration for those both in and approaching retirement."
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Drawdown retirees forced to reduce income during the early stages of the pandemic are now considering the best way to turn the taps back on, writes Steve Hunter

  • Income
  • 12 November 2020
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