Pensions freedom: The investment advice opportunities are endless

Freedom for both clients and their investment advisers

clock

Chancellor has given advisers the greatest opportunity in generations to engage their clients in proper value based advice, writes Simon Gallimore

When the Chancellor first announced the proposed changes to pensions legislation it is an understatement to say it caused a huge series of reactions and comments. Was this to be the death knell of annuities? Were we all going to leap into our Lamborghinis to drive round to our "buy to lets" to collect the rent? Were we all going to cash in our hard earned futures, blow it all on a holiday and a knees up at the Rose & Crown and live off the welfare state for the rest of our (increasingly longer!) lives? The truth is, and with a few exceptions, probably none of the above. Now that we ar...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Income

Why annuities are back on advisers' agendas

Why annuities are back on advisers' agendas

'Another factor bringing annuities back into focus is the evolving tax landscape'

Ahmed Bawa
clock 24 March 2026 • 4 min read
Just guaranteed income for life sales soar amid adviser demand

Just guaranteed income for life sales soar amid adviser demand

Reports IFRS loss before tax of £118m for 2025

Jen Frost
clock 27 February 2026 • 2 min read
Record-breaking year for annuities as larger pots drive £7.4bn sales

Record-breaking year for annuities as larger pots drive £7.4bn sales

ABI figures for 2025 at highest level since 2014 pensions freedom bombshell

Jenna Brown
clock 12 February 2026 • 3 min read