Probability and the 4% rule: How to ensure your clients retire 'safely'

Probability and the 4% rule: How to ensure your clients retire 'safely'

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All debate about the value financial planners add for clients should have ended the moment the first helped ensure a retiree client wouldn't run out of money before they ran out of time. But doing so isn't a straightforward task, as Abraham Okusanya explains...

For clients in retirement, developing a sensible and sustainable withdrawal strategy is at least as important as developing a sensible investment strategy. Unless a client annuitises all or most...

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