Should SIPPs go into peer-to-peer lending?

While bank lending to small businesses continues to fall short of expectations, more innovative financing arrangements, such as ‘peer to peer’ lending and crowd funding will become more popular. The traditional SIPP market has emerged from small- to medium-sized business owners using their pension fund as part of their overall company financial planning. A large part of this planning normally utilises the ability for the SIPP to acquire the business premises from the company itself. The SIPP can obtain a mortgage to assist with the purchase of the property from the company, but mor...