Financial planning throughout the ages

The Retail Distribution Review (RDR) is now a thing of reality and not just a myth often discussed by advisers ironing out any kinks. They have realised they need to enhance their businesses to ensure their clients are offered the services they need and want. A key component for any adviser business in the new RDR world is value; a need to demonstrate the initial value they can offer and the continued value they can add over a period of time. Some clients may be looking to interact with an adviser on a transactional basis while others may be looking for a fuller holistic financial pla...