Your time is now: why the retirement space needs you

Retirement advice is an increasingly complicated discipline. Long gone is the era when defined benefit schemes were a ubiquitous part of the pension landscape. In those days, advice, if required at all, tended to focus on the aspirational aspects of what a person planned to do in retirement and how their finances could be best arranged around these goals. Fast forward 20 years or so and the reality is a lot starker. Many people are retiring into relative, if not actual, financial hardship. Even those who have saved into a pension their entire working lives are faced with perhaps 20 or...