The effect of gender neutral pricing

The next phase of the long running saga introducing gender neutral annuity rates is fast approaching. But the position is far from certain with many complexities sure to exist after the changes take place. All of which means there are many issues for advisers to take into account when advising clients both before and after 21 December 2012. While many may disagree with the European Court of Justice (ECJ) decision, the headline change to treat men and women the same sounds relatively straightforward. But, as with all pension changes, things are more complex than they first appear. This ch...