The Big Question

LV=’s recent entry into the fixed term annuity market has been described as a “clear pointer to profound changes sweeping across the retirement income market.” What do you think these changes are likely to be? Peter Carter is head of product marketing at MetLife Demand from clients and advisers for increased flexibility and choice in the at-retirement market is driving product innovation, and providers are responding with a range of solutions. Falling annuity rates and investment returns have given added impetus to the drive for new solutions. Unit-linked guarantees have establis...