The must have product

If the economic climate continues to tighten and budgets continue to be squeezed accordingly, low-cost, high-return options could become ever more popular contenders in the health insurance market. Already, companies are not just simply renewing their staff health insurance benefits but are looking again at both outlay and cover. This is where the health cash plan (HCP) comes in. Traditionally a mainstay during tough times, the cash plan is, in some instances, finding itself to be the must-have product in the portfolios of intermediaries and a priority for many HR managers. But this w...