Risk Clinic Case Study

Ian Smart, Bright Grey James and Monica are right to be concerned about the level of protection they have, especially as they have a child on the way.  Assuming they have no health problems and Monica’s pregnancy is progressing normally cover should be easy to obtain. Running their own business they should both make sure they have adequate income protection to provide them with an income if they become ill. Assuming they operate as a partnership rather than a limited company, they can simply take out own life policies and will typically be able to get cover based on a percentage of th...