Weigh up the options

With the settling down of the simplified pension regime, advisers and providers are getting used to a new range of products that are gaining exposure in the UK marketplace. These are often termed "variable annuities" and they are evident in increasing numbers and varying forms. Although these are natural developments within the pension market and have been common in North America in the past, it is the wider retirement options introduced in the UK in recent years that have paved the way for their development here. General acceptance There seems to be a division among advisers in the U...