Picking the right avenue

We are in the middle of very difficult economic times, combined with the onset of the 'baby boomer' generation reaching the age at which they can draw their pensions. It is hardly surprising then, that retirement is a hot topic and becoming increasingly complex. However, in spite of the markets, people will continue to retire. I am sure, though, that in some cases, imminent retirement might have had to be postponed for the time being. There are a number of options available from pension schemes, all of which will be affected in one way or another by the economy and have their own advantag...