An advantage for all

The urge to compare underwriting practices in the enhanced annuity and life protection markets is a strong and obvious one. Over the last decade or so, the protection arena has been transformed by slicker methods of assessment and acceptance of risk, resulting in drastic reductions in processing time for business applications. Key to this improvement has been matching the underwriting skills to the most suitable cases and also developing data capture techniques that allow appropriate medical information to be made available to underwriting staff as quickly as possible. However, while th...