Keeping options open

Pension savings form the core of the vast majority of people's retirement planning. However, whether it stems from a fear of putting all their eggs in one basket or needing that extra bit of income, people are also looking to extra means of funding retirement. ISAs, bonds and even equity release are all options people look at when looking to supplement their retirement income. Why are people looking to these options and what role do they play in people's retirement planning? "Pensions are a good way of saving for retirement but there has been bad press in the past," says Julie Mulvanny,...