Retirement

CLERICAL Medical has stressed the need for simplicity in the development of Personal Accounts, the Government's solution to the pension saving gap.

Trustees and actuaries of pension schemes which have an investment strategy which is "too safe" could be open to claims of negligence.

Everyone agrees pensions reform should produce a system that's fair for everyone. But what is fair? And could the reforms unintentionally lead to some unfair outcomes?

The Department for Work and Pensions has rejected calls for a "compliance window" for age discrimination regulations for pension schemes.

The Pensions Regulator has published two initiatives outlining how it plans to address the risks to members from defined contribution (DC) schemes.

The success of personal accounts depends on learning from the mistakes of stakeholder as almost 90% of advisers do not recommend stakeholder pensions, says Skandia.

The Liberal Democrats claim the delay in linking the basic state pension to earnings and the issue of "mass means-testing" are some of the problems with the proposed Pensions Bill.

The majority of employers are in favour of automatic enrolment into personal accounts, according to a report by the Department for Work and Pensions.

Scottish Widows has announced the development of a range of online tools to help IFAs exploit the post A-Day opportunities available to their clients.

Mortgages rarely make it onto the front pages of national newspapers except when the rate of borrowing goes up. However, a recent revelation by one lender was so startling that it made it as the lead item not only in the newspapers but on TV news programmes...