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Retirement

Income

What do retirees want from their retirement income?

As the industry gears up for the introduction of retirement freedoms in April what will people choose? Stephen Lowe goes through recent research into what retirees are looking for.

clock 16 December 2014 •

Regulation

Advisers charging more post-RDR despite lower product prices

Advisers are charging clients more post-Retail Distribution Review (RDR), despite falling product prices, a consultancy hired by the Financial Conduct Authority (FCA) has found.

clock 16 December 2014 •

Income

Prudential launches flex drawdown ahead of pension freedoms

Prudential has launched a flexible drawdown option to its range of retirement products ahead of pension freedoms which come into force in April next year.

clock 16 December 2014 •

Income

PA Online debate results on knife edge at end of day one

The first day of the PA Online debate has been a close run affair with users split on whether their clients will choose income drawdown or uncrystallised funds pension lump sum (UFPLS).

clock 16 December 2014 •

Regulation

RDR is working, FCA declares

The Financial Conduct Authority (FCA) has declared the Retail Distribution Review (RDR), its "once in a generation" project to revamp the retail investment advice market, is working, though some concerns remain on the costs and labels of advisers' services....

clock 16 December 2014 •

Regulation

IFA: Less than 10% of people need advice

Less than a tenth of the population has complex enough needs to warrant the fees they would pay for advice, and would be better served by guidance, an IFA has said.

clock 15 December 2014 •

Your profession

Adviser noticeboard (15-19 Dec)

Our weekly heads-up on events, jobs and other bits for professional advisers...

clock 15 December 2014 •

Fixed Income

Treasury unveils market-leading rates for 'pensioner bonds'

Interest rates for the new 'pensioner bonds' announced at Budget 2014 have been set at a market-beating 2.8% for the one-year product and 4% for the three-year bond.

clock 12 December 2014 •

Income

Just Retirement calls for decumulation 'clean break' to ensure annuity competition

Pension providers should ensure all retirees use the open market to buy an annuity at the point of decumulation to ensure they get the most out of their savings, Just Retirement has said.

clock 12 December 2014 •

Retirement

Brave new world: Three things that changed advice forever in 2014

Three things that changed advice forever in 2014

clock 12 December 2014 •
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