Retirement

Allowance is restricted to genuine advice

Deal follows Axa pension acquisition

People listen to social media and 'consumer champions'

Market has been booming since pension freedom

Some customers requesting second cash equivalent transfer values

FCA proposed stand-alone qualification

Mere 7% gap between work and pension incomes

‘Procrastination’ mindset also a problem - Old Mutual

Firm says it is a 'game-changer'

"My focus is to keep the steering group honest"