Reminded firms that, in practical terms, no cancellation rights exist on PCLS
PA talks to BNY IM head of retirement Richard Parkin
'Savers have reacted positively to this so-called "flex-then-fix" approach'
'This is precisely where advisers prove their worth'
'Government is stubbornly plodding on with including pensions in IHT'
Aviva leads in SIPP market, Defaqto finds
'Barring a political earthquake, IHT on pensions is here to stay'
Inviting responses on how the reforms will work in practice
Uniting behind one industry-led model would mean widescale consolidation by 2023
Nearly a million pension plans were accessed for the first time during the year