Retirement

Reminded firms that, in practical terms, no cancellation rights exist on PCLS

PA talks to BNY IM head of retirement Richard Parkin

'Savers have reacted positively to this so-called "flex-then-fix" approach'

'This is precisely where advisers prove their worth'

'Government is stubbornly plodding on with including pensions in IHT'

Aviva leads in SIPP market, Defaqto finds

'Barring a political earthquake, IHT on pensions is here to stay'

Inviting responses on how the reforms will work in practice

Uniting behind one industry-led model would mean widescale consolidation by 2023

Nearly a million pension plans were accessed for the first time during the year