Why managing retirement risk matters more than predicting markets

Over the past two years, investors have rarely had a quiet moment. Trade disputes, geopolitical conflicts and sharp market swings have repeatedly dominated headlines. At various points, markets have had to price in the prospect of higher-for-longer rates, recession risks, renewed inflationary pressures and global political instability.  Given all this, it's perhaps unsurprising that investors have felt unsettled. Standard Life's Retirement Voice 2026 research found that 86% of people believe the world feels more uncertain than it did a few years ago. This can lead people to make...