FOR SUSTAINABLE, PROFITABLE, CLIENT-FOCUSED ADVISER FIRMS
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“Barrier to advice”
Prototype 'delivered on its promises'
‘Likely to be caught out'
Annuities down to a fifth of their former transfers-in
Key client conversation
Deadline for submission – 20 April
Clients and customers central
Unaware of alternative options
‘System no longer working for families – Steve Webb
But self-employed contributing less