Protection

IFAs and providers are calling for further clarification on whether proposals to introduce a ‘non-contestability' period into life insurance policies would apply to deliberate non-disclosures.

Defaqto has proposed a six point plan to revitalise the income protection market and re-build consumer confidence.

An IFA is writing to insurers for clarification on how many critical illness claims they turn down because the policyholder has not suffered chest pain during a heart attack.

The Law Commission is considering introducing a ‘non-contestability' period into life insurance policies, which would make insurers prove non-disclosure within a set period of time.

The Law Commission is proposing insurers should only receive a remedy for non-disclosure where the non-disclosure is ‘material' and the consumer acted fraudulently.

It's just not what I wanted to see after a busy day at the office. Just got home - traffic was shocking with the onslaught of Scotch mist (torrential rain) - attended to one or two ‘must do's' before sitting down to a relatively healthy, cooked-from-scratch...

By Joanne Frearson Although the Markets in Financial Instruments Directive (MiFID) will create a ...

IFAonline will soon present a fresh edition of IFAonline TV, this time focused on the Great Protection debate .

Legal & General has launched an interactive underwriting tool which has fewer questions for those aged under 36 and is tailored towards specific disclosures.

As sales of individual private medical insurance continue to decline, some providers and advisers suggest the industry has let IFAs down by its lack of investment in new technology.