Aviva has reduced the turnaround time for life cover medical evidence assessments with all underwriting decisions now being made within 24 hours.
With about 1.2 million active motorcyle riders in the UK, advisers would do well to familiarise themselves with covering the proportion who race. Andrzej Serwadczak explains
Never mind the stats, actuaries need to get talking to their colleagues in claims to understand the people, skills and experience, says Alex Isted
The evolution of health insurance is likely to continue, characterised by an increasingly international scope and scientific considerations. Ron Buchan gives his insights
The proposed NHS reforms still pose too many questions for many people. Dominic Howard analyses pressures within the health service that need to be taken seriously
A study assessing the strengths and weaknesses of a range of financial planning tools available to advisers has been published.
A 'read-across' of the retail distribution review (RDR) to the protection space remains a possibility and intermediaries must continue to lobby hard to prevent it, an industry consultant said.
Following feedback from intermediaries, Engage Mutual has enhanced its Guaranteed 50 Plus Life Cover for the intermediary market.
The collapse of Southern Cross may be repeated by other care home operators as local authorities have frozen the rates they will pay for their funded care home residents.
The pensions and insurance industry must create a long term care (LTC) savings vehicle separate to other products to tackle the problem of growing care needs amongst the elderly, Axa said.