Individual Protection

Caroline, 25 and John, 30, are about to have their first child. Caroline works as a PA and John works for a management consultancy firm in London. They have a combined salary of £45,000. They do not have insurance of any kind, but are aware they need...

Mortgage payment protection insurance (MPPI) is constantly criticised for its failings in comparison to income protection (IP). But what advantages does the product have and in what instance is it a more suitable product than IP?

Overview: The plan can be arranged to include one or more of the following types of cover: • Life ...

Provider: Prudential Product: Prudential protection Prudential protection allows mortgage cover t...

As the number of overweight people in the UK continues to increase, Karen Anderson explains how underwriters view obesity and its related health risks

IHT: Budget decision unlikely to impact on stuttering market for WOL products

Provider: Liverpool Victoria Product: MIMI - Income protection (IP) MIMI is a protection plan des...

Provider: Scottish Equitable Protect Product Description: Personal protection The policy gives a ...

Gemma, 30, has just bought her first property with a mortgage of £147,000. As she has income protection cover through her employer, Gemma is looking to take out a personal critical illness plan. Although she is a fitness fanatic and does not smoke, her...

Despite ailing sales figures, industry experts are adamant whole of life products still have a place in the market. Johanna Gornitzki reports Click here to download pdf