Gemma, 30, has just bought her first property with a mortgage of £147,000. As she has income protection cover through her employer, Gemma is looking to take out a personal critical illness plan. Although she is a fitness fanatic and does not smoke, her mother was diagnosed with multiple sclerosis, aged 51, and she is concerned this will affect her application. What policy will best meet her needs?
Alan Lakey, Highclere Financial Services Gemma has the option of a term assurance based around the mortgage term or a whole of life (WOL) plan, which offers the flexibility to adjust to future mortgage...
Plus extra serious illness cover for children
AIG Life has launched an over fifties life plan with a range of benefits in a bid to aim the traditional direct-to-consumer offer into a mainstream adviser product, PA's sister title COVER has exclusively revealed.
To speed up application process
Has one IFA's unusual hobby highlighted questionable FOS decisions?
The Financial Conduct Authority (FCA) is planning to update its rules for retail clients advised to buy offshore life insurance bonds, affording them greater protection.
Sci-fi movies may have promised us some snazzy technology that hasn't quite come to pass, writes Simon Goldthorpe, but that does not mean financial advisers should dismiss the power of fintech...
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