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Income Protection

Income Protection

Care home residents to keep mobility allowance

Disabled people living in residential care will continue to have their additional mobility needs met, the Government has announced.

clock 01 December 2011 •

Income Protection

LV= budget IP debuts on Avelo Exchange

IFAs will now be able to compare, quote, and apply for LV='s budget income protection (IP) product through the Avelo Exchange.

clock 01 December 2011 •

Income Protection

Compulsory protection for mortgage indemnity guarantee scheme - Reinsurer

Pacific Life Re has re-opened the debate surrounding need for protection to be made compulsory in some capacity after the government unveiled its mortgage indemnity guarantee scheme.

clock 30 November 2011 •

Income Protection

Govt u-turn expected over mobility benefit cut

The government seems likely to be forced into a u-turn over its decision to cut the mobility component of disability living allowance (DLA).

clock 29 November 2011 •

Income Protection

Increased scrutiny of ESA decisions needed

Better communication throughout the Employment Support Allowance (ESA) system and an audit of decision makers' rulings have been recommended by an independent review.

clock 25 November 2011 •

Income Protection

Unum urges IFAs not to collect extra underwriting data

Unum has completed the roll-out of its fully electronic income protection (IP) application and underwriting process that means the vast majority of cases will be processed on the spot.

clock 22 November 2011 •

Income Protection

Scrap ESA assessment stage - Absence Review

People should collect Employment Support allowance (ESA) after a Work Capability Assessment (WCA) the Sickness Absence Review has concluded.

clock 21 November 2011 •

Individual Protection

Out of work sick face massive consequences - Research

Leaving work due to illness and injury is as damaging as becoming unemployed, and can damage spouses income too, according to new research.

clock 21 November 2011 •

Income Protection

Sick pay hardship would bite after three months

Living on statutory sick pay (SSP) for just three months would result in significant financial hardship for the majority of UK workers and could even force some to move home, according to new research.

clock 14 November 2011 •

Your profession

Five things your clients will call you about this week

This week: More publicity for income protection, the problem with investing in gilts and why mothers really do matter when it comes to pensions.

clock 14 November 2011 •
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