Mortgages

House prices have been growing at an average rate of £50 per day during the past 12 months, according to the latest figures from Nationwide.

An estimated 3.7 million potential mortgage customers would be happy to borrow at least five times their salary, according to the latest research from mform.co.uk.

Borrowers are taking long-term risks for short-term gains by switching to interest-only mortgages as cheap fixed rate deals come to an end, according to My Mortgage Direct.

Deutsche Bank's specialist lender, db mortgages, has changed its website to enable brokers and packagers to access db mortgages directly through their preferred network or club.

Offset mortgages have seen significant growth in popularity in recent years and were worth £29.3bn in 2006, or 7% of new lending, according to the Council of Mortgage Lenders.

Student landlords are being warned to ensure they have appropriate insurance cover if properties are unoccupied during the summer months.

Homebuyers should consider the cost of valuation fees - a fee that is often forgotten amongst the myriad of home buying costs - when choosing a mortgage, according to Moneyfacts.co.uk.

Networking is a business activity we all engage in to attract new customers and build our firms.

The Conservative party has called on the government to scrap HIPs as they are not cost-effective.

Interest-only mortgages have increased their market share by 15% since 2003, and now account for 26% of all broker business, according to Paragon Mortgages.