Blog: The government, pensions and group IP - opportunity knocks


An opportunity to realise the value of group income protection and get some significant market growth?

I have been going on for years about the value of group income protection (group IP) cover, especially in the context of ill health early retirement pensions (IHERP), without a great deal of success. In the current world of defined benefit (DB) pension scheme funding scrutiny and de-risking, the focus has been on reducing scheme benefits or closing the scheme to either new entrants, future benefit accruals or completely. What has not been considered is an alternative approach to providing IHERP in a DB pension scheme. With a switch from a DB pension scheme to a defined contribution (D...

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