Aviva is piloting a system which lets advisers sell customers 'top-up' protection after asking them just a single question.
Advisers must "wake up" and address changes being brought in by the RDR, as last week's paper represents the FSA's "point of no return", says the Personal Finance Society (PFS).
The FSA has given advisers who sell individual long-term pure protection contracts under ICOBS until the end of the year to apply its rules on 'total premium' disclosure.
Activity in the UK financial services sector stablised to beat performance expectations in Q1 2010, but concerns abound changes to the regulatory environment could dampen growth.
The FSA's u-turn on forcing restricted advisers to disclose their non-independence using a fixed set of words is a "total cop-out" and not in the best interests of customers, says SIFA.
Provider-owned advisers will still be able to call themselves independent under new FSA rules, despite criticisms of a conflict of interest.
The label 'restricted' will apply to all advisers who do not meet the criteria to call themselves independent from 2013, but the FSA will not mandate the wording advisers use to explain their limited service to customers.
AIFA has welcomed moves to make AIM shares eligible as a tax-advantaged ISA investment, but says the Chancellor held back on support for small businesses.
Insurers will face a Government review into strenghtening their adminstration processes to ensure policyholders get fair treatment should a provider go into administration.
The FSA must better assess the practical impact its ideas will have on the adviser community before introducing new regulations, urges its newest board member Amanda Davidson.