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Author profile

Charlotte Richards

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Articles by Charlotte Richards

Protection

Nuts and bolts...

Total and Permanent Disability (TPD) is causing so much hassle in the industry, that this month Anthony Burpitt goes back to basics

clock 01 December 2009 •

uncategorised

Check before you buy

Pamela Reid highlights the importance of employing a thorough due diligence process when choosing investments

clock 01 December 2009 •

uncategorised

A little bit of creative thought

Andrew Gadd puts forward the case for using VCTs as part of a retirement planning strategy

clock 01 December 2009 •

Critical Illness

Risk Clinic Case Study

Leon, (50) a shipping manager, has just married Emma (45) who has an 18 year-old daughter, Joanne.

clock 01 December 2009 •

Investment

The impact of inflation

Recent data has shown that inflation in the UK has risen for the first time since February. CPI, where the Bank of England has a target rate of 2%, rose to 1.5% in October from 1.1% in September. The RPI measure also rose in October to -0.8% from -1.4%...

clock 01 December 2009 •

Protection

Last eight years show HIV infection cases down by 17%

New HIV infections have been reduced by 17% worldwide over the past eight years.

clock 01 December 2009 •

Protection

Market Views

Ellipse has come into the group risk market with the aim of changing the methods of underwriting and customer service. What do you think could be reasonably changed about the current underwriting procedure?

clock 01 December 2009 •

Underwriting

Another Bill, but don't wait until this one turns red

With the Law Commission's reform of insurance contract law almost complete - is the industry ready for change? Will the new law reflect the current industry practice and last another 100 years, asks Gill Salton?

clock 01 December 2009 •

Cashplans

NHS cuts: going under the knife

As a general election gets closer, parties are fighting to be ‘protector of the NHS'. Jill Davies explores the possibility of NHS spending cuts and how health cash plans might change as a result

clock 01 December 2009 •

Protection

Communicating the good news

Communicating a policy's peripheral benefits can add the edge that intermediaries need to make the sale, says Dominic Howard

clock 01 December 2009 •
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