Market Views

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Ellipse has come into the group risk market with the aim of changing the methods of underwriting and customer service. What do you think could be reasonably changed about the current underwriting procedure?

Roy McLoughlin, Market Adviser IFA The group risk market is arguably an area where take-up should have increased due to the psychological sea-change that we have experienced during the recent hard times. Many employers, although struggling, have realised the duel importance of both staff retention and, perhaps surprisingly, attraction. As a result they are looking to advisers to help in this process. In this regard, employee benefits have perhaps become more appreciated than ever before. However, against this positive background we have a group market place which although improved,...

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