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Author profile

Charlotte Richards

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Articles by Charlotte Richards

Underwriting

Demystifying tele-underwriting

Tele-interviewing has become a global phenomenon, but still carries some confusion. In the wake of a global survey Catherine Lyons clarifies the term

clock 16 June 2010 •

Protection

Should clients pay for periods of lapsed cover?

When cover is allowed to lapse, it incurs costs to the client if they wish to resume at a later date. Andy Milburn questions this practice and devises a cunning plan…

clock 16 June 2010 •

Insurer

Safeguarding society

What is the point of Life companies? Much of the public think of them as parasitical, yet, as John Pollock explains, they do much more for the greater good than just insure people

clock 14 June 2010 •

Your profession

Merricks' World Cup Blog

I’m not sure what’s been the most irritating thing about this competition so far….Robert Green’s Jack Douglas impersonation between the sticks (and Jack Douglas wasn’t very funny either) or the incessant drone of those damned vuvuzelas.

clock 14 June 2010 •

TCF

Market Views

Under TCF regulations, advisers are required to look at their client's financial wellbeing and needs. With this in mind, what prominence should cash plans be given, and should they ever be at the forefront of a client's requirements.

clock 14 June 2010 •

Protection

The Government - protection and health - the future?

Peter Barnett gives an insider's view of the problems addressing the new Government, and their effect on the the protection and health insurance sectors

clock 11 June 2010 •

RDR

Defending the cause

A poorly thought out aspect of the retail Distribution Review as it stands is its effect on Holloway products. Paul Hudson explains

clock 11 June 2010 •

UK

Sector review: A mixed bag for UK All Companies

The UK All Companies sector is the IMA's largest but performance has been wide-ranging, writes Paul Burgin

clock 10 June 2010 • 8 min read

Investment

Should member-directed pensions invest in commercial property?

Phil Clarke, technical services manager at Rowanmoor Pensions, looks at how pensions schemes can take advantage of opportunities in the recovering property market.

clock 10 June 2010 •

Your profession

Should rebates be banned?

Skandia's Jeremy Mugridge examines the consequences of the FSA banning fund manager rebates.

clock 10 June 2010 •
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