A favoured phrase among politicians, both across the pond and here in Blighty, the old adage ‘if it ain't broke, don't fix it' has become all too good an excuse for total inertia.
Tiger Woods has finally broken his silence after being caught playing a few extra holes last year. But who in financial services should have to apologise for their "indiscretions" in helping bring the world's economy almost to its knees?
The Treasury's announcement that it borrowed a further £4.3bn last month was unexpected to say the least.
What happens when words crash head on with the insurance industry? Total Permanent Disability (TPD).
Two campaigning advisers have set out their stalls on the RDR and divided our readers.
Chris Smallwood, CEO of 2plan Wealth Management, looks at how advisers can help clients prepare for their care needs in old age.
Stewart Cowley, head of fixed income at Old Mutual Asset Managers (UK), on the outlook for inflation in 2010.
Alex Beveridge looks at the protracted, troubled and delayed adolescence of DC schemes.
It is clear that human beings are far from the ideal of homo economicus. Indeed, we make non-optimal choices all the time.