Opinion

'I am certain the next 15 years will see even more change'

'Clients may assume they're on the right track simply because they're paying into a pension'

'Like investing, smoothing isn't one-size-fits-all'

Does the story make sense?

'Survey highlights significant challenges in financial resilience and pension savings'

'Communication needs to be two-way, especially when two businesses come together.'

'33% of financial services professionals feel like outsiders in their own workplace'

'Pensions and protection aren't often spoken about in the same sentence'

'It became so frustrating that we spoke to the FCA'

'Clients can make gifts to trusts to reduce the taxable estate'