Feature

Lack of sleep is a genuine problem for many and fast being recognised as having knock on effects impacting on employee benefits. Peter Mills explains

If there is a lesson to be learnt from the South African Zimele standard, it is to have product standards not standard products. Greg Becker explains

The reorganising of the NHS will open opportunities for private health provision. Richard Walsh highlights likely scenarios

All companies look to assess life claims promptly and efficiently, yet delays do occur, mainly due to probate. Alex Isted looks at an initiative to solve this problem

Crohn's disease remains a mystery yet has severe underwriting considerations. Mary Randell explains

With sluggish sales, a tough economy and the government's reform of welfare provision, Owain Thomas writes that the timing is right for income protection to finally receive the level of attention it deserves

The term ‘total expense ratio' sounds like it should incorporate all the costs of an ETF. But the TER figure can differ widely from the true cost of owning a fund, as Helen Fowler discovers

Investors are flocking to the emerging markets and many are using ETFs to provide access. Matthew Craig looks at why there is a high level of interest and the potential investment risks

Michael John Lytle, managing director and founding partner at Source, talks to Emma Cusworth about the importance of increasing liquidity in the European ETF market

Finlay Maclennan, investment manager at Henderson Rowe, talks to Charlotte Moore about the legacy of Benjamin Graham and the need for more physically backed ETFs based on emerging market indices