Scottish Provident

Bright Grey and Scottish Provident have rebounded slightly in the final quarter of 2010 but new business still fell 10% during the year.

In the fifth part of our business protection special, Maria Merricks reveals the tax implications of safe-guarding a business.

A client who owns a four-man window fitting company has asked me to organise business protection for him. This is not an area I'm familiar with, so as a complete beginner how do I go about evaluating the amount I should be protecting him for?

How much is a key employee worth to a business? And how would, or could, that business cope without them?

As research shows two in five IFAs believe clients do not understand protection, Scottish Provident has called for advisers to support its education campaign.

Six in ten Britons do not have any protection in place and a third would be forced to drastically cut back on living costs should they or the main breadwinner be unable to work, according to new research.

Bright Grey and Scottish Provident sales have declined by almost a fifth over the first three-quarters of the year.

Scottish Provident has announced pricing changes to its life and critical illness cover rates.

Almost four million Britons have less than six months worth of emergency financial provisions, according to new research.

Royal London has described the protection market as "very challenging" after announcing a one-fifth fall in sales over the first half of the year.