LTV

Future Mortgages has announced it is to reduce maximum loan to value (LTV) ratios across its range of prime and sub-prime mortgage products.

All Types of Mortgages is to begin distributing a high-LTV self-cert mortgage from Kensington it was announced today.

Cheltenham & Gloucester Building Society (C&G) is withdrawing all of its 90% plus LTV mortgage products it was announced today.

First time buyers could be better off putting down smaller deposits on a property because of an anomaly in the higher lending charge (HLC) system, according to Fool.co.uk.

When finding deals for first time buyers, it is as important for brokers to use their brains and experience as it is to consult a sourcing system, according to Ray Boulger.

Future Mortgages, the specialist lending arm of Citigroup, has decided to restrict lending to 90% LTV on secured loan applications.

Problems in the UK property market and the impact of the global credit crunch have not dampened the spirits of first time buyers who are increasingly willing to borrow more to become homeowners.

The number of first time buyers opting for 100% mortgages has more than doubled over the past year, according to the Mortgage Advice Bureau (MAB).

Britannia and Coventry building societies have both launched innovative mortgage deals to offer consumers the extra financial boost they need to get onto the property ladder.