ISA

Matthew Stephens weighs up how ISAs and pensions can complement each other in a retirement planning strategy

Around three million people in the UK are pinning their hopes for a comfortable retirement on a later-life lottery win, according to the National Association of Pension Funds (NAPF).

Alliance Trust has published its top 20 most popular funds purchased through platform i.nvest for SIPPs and ISA investments over the 2010/11 tax year.

The government should allow investors to move assets between different wrappers more easily to aid retirement saving, Tom McPhail, head of pensions research at Hargreaves Lansdown said.

Leaving aside the question of advice, do you see simple protection products as a threat to IFAs or a stepping stone for clients? Should IFAs sell them alongside fully featured products?

The Treasury will not use tax incentives to encourage more workplace saving for retirement, Tom McPhail, head of pensions research at Hargeaves Lansdown said.

Weekend papers round-up: Spanish property, the value of marriage and Swiss tax exiles were all on the news agenda, while popular acronyms included JISAs and MINTs.

TISA director general Tony Vine Lott on whether JISAs can really create a new generation of savers

The government must create financial incentives to use ISAs such as a National Insurance (NI) break, according to Hymans Robertson.

ISAs have failed low income workers with inadequate savings and only benefit people who would have saved anyway, a think tank claims.